Issue no. 4 of Efling’s Economic Analysis (Kjarafréttir) reveals that the homes of low-paid families with children can’t make ends meet, even if they do significant extra work. Unusually low housing costs, at a lower quality, are needed to avoid falling short. This is evident from a survey of low-wage workers which analyses their main financial items; wages, pension contributions, taxes, child- and housing support and total cost of living.